




Since our incorporation and establishment in 2018:
THERE (The Future):
Aim to establish a minimum of 100 clusters, each consisting of 40–50 Saving Members (totaling 5,000 individuals, each with over five plots of land) by 2028 from the saving and investment club initiative.
HERE (The Current Reality):
40 Clusters across all club packages in our 7 years of operation, indicating a need for 60 more clusters. Impacting and developing 2,000 individuals (30 clusters — 50 members) towards fulfilling the club’s vision.
Cumulative Achievements (December 2025):
Acquired 350 acres of land since September 2018, equivalent to 2,800 plots (350 acres — 8 plots per acre).
FOCUS (Strategy):
Emphasize the importance of visionary leaders and motivated club members, requiring training, coaching, and inspiration to achieve goals.
INFLUENCE (Networking):
Aim to recruit an additional 3,000 members (60 clusters — 50 members) through networking with current club members, leaders, corporate management teams, parents, and community figures.
STEPS:
Encourage each current member to introduce 1–2 individuals to the club, facilitating the goal of reaching 100 clusters.
Establishing and promoting a systematic savings culture and introduction, facilitating avenues for accumulation, progress, and augment financial resources. The primary aim is to contribute to poverty eradication by fostering wealth creation for present and future generations; thus contributing to economic revitalization.
Ensuring that each member acquires land ownership within a maximum period of 18 months through dedicated saving efforts within the stipulated timeframe.
Encouraging members, either individually or collaboratively, to save and invest their income towards housing, addressing the prevalent challenge of rental dependency within the club’s operational jurisdiction.
Empowering members with both technical and social skills essential for making informed investment decisions. The empowerment is facilitated through comprehensive training sessions and personalized guidance.
Committing to the delivery of services and operations characterized by dedication, efficiency, and continuous improvement, with a paramount focus on exceeding member satisfaction.
Undertaking diverse projects aimed at enhancing economic development and infrastructure, benefiting both club members and the broader national community.
Generating employment opportunities across various disciplines, while maintaining respectful discipline, and contributing to social and individual economic advancement.
Engaging in initiatives that foster nationwide economic growth and infrastructural enhancement, thereby contributing to the overall development of the country.
Advocating for and actively contributing to the creation of a clean and safe environment, maintaining harmony and enhanced sanitation/conservation, for the betterment of the nation.
Operating proficiently at local, national, and international levels, striving to attain unwavering excellence within the investment club domain, while consistently upholding professional standards.
We aim to establish a minimum of 100 clusters, each consisting of 40–50 Saving Members (totaling 5,000 individuals, each with over five plots of land) by 2028;
“…100 folds on EARTH and 100 folds in HEAVEN”
Mark 10:28–40 NKJV
Our vision is to establish 100 clusters, each consisting of 40–50 saving members, within the next 10 years, from 2018 to 2028. Over the past 6 years of operations, we have successfully launched 30 clusters. To reach our goal, we need to create 70 more clusters in the coming years.
So far, we have positively impacted and developed a minimum of 1,500 individuals through our club’s vision, as evidenced by our 30 clusters with 50 members each.
As of December 2024, we have cumulatively acquired 83.11 acres of land, equivalent to 1,320 plots (165 acres — 8 plots per acre), since our inception in September 2018.
Our goal is to expand our membership to 3,050 members, with 70 additional clusters of 50 members each. We believe this is achievable when each current member brings 2–3 new members to the club, allowing us to reach 100 clusters by our target date.
WE ARE C-TIGHT
Members are invited to save. They operate in teams called clusters. They save according to varying timelines and towards different packages. They have 1year, 2year and 5year saving packages to select from.
The club uses members’ savings to buy land for investment, build houses and make other investments in line with the club investment policy. The purchased land is then surveyed by the club’s survey team. Titles are processed, and once they are ready from the ministry, they are given to members.
Rewards and celebration happen at Club gatherings at this stage. Land titles, Dividends, houses awarded to members according to their saving targets.
The club’s internal and ultimate authority is the combined The Board of Governors which works closely with the Executive committee which manages the daily operations of the club. The club also has various operational and management sections like the Functional Departments, Cluster Leaders, Package Leaders, Club Ambassadors and Members at large. These structures are aimed at having a clear organizational structure for proper administrative governance.
Since the Establishment and Registration of the POOLED INCOME INVESTMENT CLUB in 2018, the club has/is gradually growing into a General Investment Enterprise that undertakes to improve the well-being of its members through a saving culture to equip and guide them in land acquisition, infrastructure development, social and economic growth in line to business for all members through a formulated system that leads to a member(s):
BOARD CHAIRMAN OTIM EMMANUEL AND EXECUTIVE CHAIRMAN PETER ZEWA
EXECUTIVE COMMITTEE 2024
BOARD OF GOVERNORS 2024